
Schultz, Florence 'Berna'
Feisty and stubborn to the end, Berna watched the Blue Jays win, then closed her beautiful brown eyes for the last time. At 92, Mum was steadfast in her desire to leave her cozy wee house – feet first. And so, she did.

Where to begin summarizing a life that had so many extra innings. Born in Peace River, Alberta and named after a character in a Robert Service novel, Berna and the Ward family eventually headed east where they settled in a pretty white farmhouse across from what is now, Georgian Peaks Ski Club. On a recent drive, Mum recalled herding cattle across Highway 26 as a little girl. Her words for the hideous housing development that plowed down her family home, should not be repeated here – but let’s just say, the woman could drop an F-bomb. The fact that the black sheep of the Ward clan outlived them all, is just f-ing marvelous.
Growing up in a strict Baptist household clipped Berna’s wings, so off she flew to Toronto where she worked in a bank and eventually met, Paul Schultz. Together with Paul Martin and Cindy in tow, they thrived in Toronto, Chicago, and New York – where Mum fully embraced her role as a full-time housewife. As children, arriving home from school to a living room filled with duplicate bridge players and blue cigarette smoke was the norm. Mum loved bridge and the friendships that came with the game. From the gourmet cooking club to playing the piano, sewing, knitting, making warm Rice Krispie treats sprinkled with the ash from her Kent cigarette (rimmed with Revlon’s Apple Polish lipstick) and whipping up whiskey sours for Paul Sr.’s arrival on the train from Manhattan – Mum’s world revolved around her husband and her family. Until it didn’t. When Dad went his way – Mum went hers, coming full circle to a chalet at Georgian Peaks. This is where things got weird and Berna truly blossomed.
Outliving her ex-husband by several decades gave Berna immense karmic pleasure – yet by his leaving, he did her an immense favour. Refusing alimony or child support, Berna pulled up her leather pants and got to work – totally reinventing herself – kicking domesticity to the curb while opening a wildly successful, high-end clothing store in Thornbury. At Berna’s, women who normally couldn’t splurge on stylish new clothes were welcome to shop and pay off their bills over time. Berna had a ledger filled with names, dates, and payments – and no one ever let her down. Berna’s IODE luncheon fashion shows were legendary, with a cast of characters dancing around like the lunatics she loved. Berna founded the Olde Fashioned Christmas in Thornbury and was active in the BIA – drumming up community spirit and mischief – however and whenever possible.
After Berna’s, Mum moved to Toronto to work for Delta Hotels, before taking off to Whistler to work and play alongside her pal, Shirley. After a stint in Whistler, she took off for Nova Scotia and settled into Nanny mode, helping Cindy juggle Jack and work. Never one to sit still, Mum then moved to Tobermory, living on a renovated fishing boat, complete with leopard print cushions. A heart attack and a wildly stressful ambulance ride convinced Mum that living closer to a hospital was probably a good idea. Berry Street in Meaford became her new happy place, and despite COPD, heart issues, black lungs, and two simultaneously installed new hips, Berna volunteered at the hospital for over ten years, finally giving up her “wee job” (and boyfriends) in her 80s.
It takes a village to raise a headstrong senior, and Mum’s little Berry Street home was a beehive of caring neighbours, friends, family, caregivers she believed were “annoying friends of Cindy’s”, and a jolly yard guy who also brought her smokes. We kept a plumber on speed dial, and Doug Boyd can relax now knowing Mum’s real and imaginary broken pipes are just fine. Everything is just fine.
Mum always told us not to be sad when she died because her life was long and happy. We imagine the former “Miss Beaver Valley” flaunting her cleavage while dancing up in heaven – because this woman loved flirting, music, and dancing – especially to old Jazz tunes, Engelbert Humperdink, and Tom Jones. Berna is now happily reunited with her dog, Lulu and her “cronies”, Heavy Evvie, Sandy, and her forever partner in crime, Lynnie Belden. Buckle up, there’s a new angel in town.
We’ll wrap this up by thanking the support crew who helped keep Mum at home. We can’t say enough about Tammy and all the girls from Right at Home who graciously made Mum’s life clean and comfortable while dodging her often snarky refusal to accept help. Thank you, Bruce, Mike, and Dave – neighbours who pitched in and kept an eye out – and to Aphrodite, who treated Mum like precious family and kept Mum’s fridge filled with delicious, home-cooked meals. Thank you to Skot for flirting with Mum while doing her hair. Simone. Darrin. Jimmy. Chrissie and Mark. Barb. Janny. Doris. Dave Whalen. Jan. The gang at Ted’s. Thornbury Pharmasave. And, a special thank you to Leonard – whose love, laughter, handyman skills, and kindness filled the space left empty by Lynnie. Mum’s gratitude list is as long as her lovely life, and if we’ve left anyone out, “Get over it!” as she’d say.
After a long winter, Berna was looking forward to getting back out on her sunny porch, Cindy’s Mother’s Day visit, Grand Slam tennis season, finally getting Jack’s Jeep out of storage, her roses, and Paul Martin’s faithfully routine visits.
Mum didn’t want any fuss when her party was over, and she’ll be planted between her parents in Clarksburg, just across the cemetery from Stephen Keast, with whom she shared so many laughs. Of course, we will gather to raise a glass of her favourite, sickeningly sweet wine, but just not right now.
While not totally unexpected, Berna’s last cup of tea leaves a hole in the hearts of many, but especially Paul, Cindy, Jack, Jack’s gal, Michelle, Jimmy, and Cindy’s dog, Tony – who took delight in humping Mum’s arm.
‘Well, she’s all you’d ever want
She’s the kind I’d like to flaunt, and take to dinner
But she always knows her place
She’s got style, she’s got grace, she’s a winner
She’s a lady
Oh, whoa, whoa, she’s a lady
Talkin’ about that little lady
And the lady is mine.’
- Tom Jones
As your expression of sympathy, in kindness and reflection, donations to the Meaford Hospital will have to suffice, as Paul won’t allow cheques made out to keep Cindy’s rambunctious lifestyle afloat. Donations may be made through the Ferguson Funeral Home, 48 Boucher St. E., Meaford, ON N4L 1B9 to whom arrangements have been entrusted. www.fergusonfuneralhomes.ca
Details
Make a donation in memory of Florence 'Berna' Schultz
Donations: Brightshores – Meaford Hospital FoundationDonate securely through Ferguson Funeral Home
























Sunday, May 3, 2026
When i was growing up and your mom had Berna’s on the hill in Thornbury, my dad had the insurance office 2 doors down ( Hoadley Insurance) at the bottom of the hill…my mom – susan & grandma Betty Brown ( who I’m sure your mom dressed!) were in IODE, your mom was everything! She was a worlwind and you’d better keep up…lol, she knew everyone, she was loud- I loved that & there was always laughter. Your mom was fabulous and unforgettable and no apologies for f- bombs…its a great word! Cherish your memories, there will never be another Berna.
Sunday, May 3, 2026
So sorry for your loss.She was a wonderful person.I remember when Berna lived across from me & we have the odd cocktail & some laughs.
Monday, May 4, 2026
Sending sympathies to you and Paul. Enjoy those rack of memories you must have. She always seemed like a larger than life character…generous and full of fun!
Sunday, May 3, 2026
Aunty Berna was a very special lady who will be missed by all who knew her. Always cheerful and loved life. We were saddened to hear of her passing but glad she went peacefully in her wee house which was what she wanted. Rest in peace and celebrate with all your family and friends in heaven. We have a new special angel to watch over us. Our sincere condolences to Cindy and Paul.
From
Cousin Carley and Bill Zurawell
Sunday, May 3, 2026
Cindy the tribute to your Mum was amazing. Never have I laughed out loud that many times while reading an obituary.
I was one of those names that would have been your Mum’s ledger because she allowed me to buy on credit while in high school and working at Wong’s. I think my Frye boots were my favourite purchase.
I will remember Berna just as you described her. What a special lady she was.
Sending all of you our condolences. Celebrate a lady and life well lived.
Cheers to Berna.
Monday, May 4, 2026
What an honor and privilege to know you, and be your neighbours. Dance with the Angels Berna, we love you,
David and Aphrodite Barfoot
Monday, May 4, 2026
Cindy & Paul. Condolences in the loss of your Mom. What an amazing tribute to a great lady who was full of fun and laughter. Cherish your many memories of your mom.
Monday, May 4, 2026
What a lively and loving tribute to the true spirit of your Mom. I never had the pleasure, but knowing you, I’m sure it would have been a great night at a party. All the best from me to you.
Monday, May 4, 2026
Such a creative and appropriate tribute to a woman who lived a life deserving of an authentic and honest summation of her journey. I imagine she is enjoying the read. Big hugs and condolences to you Cindy, Jack and Paul. RIP Berna.
Tuesday, May 5, 2026
Cindy, sorry for your loss, but I can see that you have fabulous memories of your mom! Fantastic obituary! All the best, Deanna Skinner
Wednesday, May 6, 2026
Cindy and family,
My condolences on the loss of your Mum. What an incredible life and clearly she radiated a lot of joy. May she rest in peace.
Wednesday, May 6, 2026
Paul Cindy and Jack thinking of you at this difficult time.Berna was a great lady.
Thursday, May 7, 2026
Paul, Cindy & Jack. Our thoughts are with you. Your Mom was a wonderful lady and lots of fun.
Arlene and Carlene
Thursday, May 7, 2026
Cindy and Paul
Very sorry to hear of Berna’s passing but what an amazing life for an amazing woman .
Hugs and condolences to you and all the family .
Gary and Bev Dillon
Thursday, May 7, 2026
To Berna’s family
What a beautiful tribute to an incredible woman. She was a real gem. I remember her store on the hill in Thornbury. I loved talking with her when she volunteered at the Meaford hospital. I’ll always remember her smile and impeccable style. Always a lady.
Cherish your wonderful memories
Thursday, May 7, 2026
Cindy and family.
Sincere sympathy with loss of your Mom. Berna was an interesting person full of laughter and life.
Friday, May 8, 2026
Sending hugs to you all.
Your mom was always smiling, loving life. I love the obit/awesome tribute you wrote for Berna.
I purchased my “going away” outfit for after my wedding 49 years ago. Bruce & I made the local news, saying Local bride wears stylish pant suit from Berna’s clothing store – and it Was stylin’.
My mom & I loved popping in to see Berna.
Such great, great memories you have shared with us. Thanks
Friday, May 8, 2026
Cindy, Paul and family
Our deep sympathy with the loss of your Mom. Berna was a vibrant person enjoying life and laughter.
Saturday, May 9, 2026
Having reread your tribute to Berna we feel it tells her story perfectly. She was such an interesting lady who lived life to the fullest. Our sincere sympathies to Cindy, Paul and their families.
Sunday, May 17, 2026
Berna was an actual legend . What a life well lived . Thinking of you , Erin and Darrell
Monday, May 18, 2026
What a lovely tribute to your Mom!
My sincere condolences
Kate L