
Smart, Sheila Marie
Sheila Marie (nee Osborne) Smart passed away peacefully on Saturday April 5, 2025, at Chapman House with family by her side after a courageous battle with cancer at the age of 59.

Sheila was born on March 4, 1966, in Kincardine Hospital to the late Robert and Muriel (Scott) Osborne of Ripley. She was the beloved wife of Garry Smart of Meaford for 28 years. She was a loving sister of Joyce Osborne of Ripley, Joan Vincent (Neil) of Wingham, and Kevin Osborne of Ripley. She was a treasured aunt of Margaret Vincent (Gerald Fess) of Hanover and the late Shannon Vincent. She was a cherished niece of Doug Wrightson of Port Elgin, Norma Hartwick of Ripley, and Ray and Liz Pennington of Teeswater. She was predeceased by Garry’s parents, Raymond and Kathleen (Wyville) Smart and will be greatly missed by Ina Alexander, and George and Pauline Wyville of Meaford as well as many cousins and extended family.
Sheila grew up in Ripley. She attended Ripley-Huron Central Public School, Ripley District School and Kincardine and District Secondary School. She was a class of 1989 graduate from University of Guelph with a Bachelor of Agriculture Business. She worked with Royal Bank of Canada in Exeter, Elmira, Hanover and Owen Sound followed by time with the Cooperators Insurance in Meaford. She was thrilled to be working at her dream job of working from home with Libro Credit Union. Over the years Sheila volunteered faithfully with many agricultural organizations. She was a 4-H leader, president and secretary-treasurer of the Ontario Limousin Association, Meaford and St. Vincent Agricultural Society director, a member of the Ontario Institute of Agrologists, and a Grown in Grey committee member.
Thanks to Dr. Allan, Dr. Aboo and the oncology staff at Brightshores Health System and Royal Victoria Hospital, the Meaford Hospital staff and Chapman House staff and volunteers.
Cremation has taken place. A private family service will take place Thursday April 10, 2025. Family and friends are welcome to gather for a casual celebration of Sheila’s life at the Meaford Community Centre on Saturday April 12, 2025, from 1 until 4 p.m. with tributes at 2 o’clock.
As your expression of sympathy, donations to the Ontario Junior Limousin Association or Chapman House Hospice would be appreciated and may be made through the Ferguson Funeral Home, 48 Boucher St. E., Meaford, ON N4L 1B9 to whom arrangements have been entrusted. www.fergusonfuneralhomes.ca
A link to the tributes from Sheila’s Celebration of Life, can be found below:
Details
Make a donation in memory of Sheila Marie Smart
Donations: Ontario Junior Limousin Association or Chapman House HospiceDonate securely through Ferguson Funeral Home
Monday, April 7, 2025
So sorry to hear this, Sheila was a kind, thoughtful, and hardworking lady, tirelessly giving of herself to whatever she volunteered for…..Garry’s equal partner and right hand woman…….sincere condolences to all of the family….
Monday, April 7, 2025
Garry, we are so sorry to hear about Sheila. Cherish all your wonderful memories to help you through this difficult time. Thinking of you and the Wyville and Smart families.
Monday, April 7, 2025
Our most sincere condolences to Garry and family on the loss of Sheila. She was one of the most admirable volunteers that we had in the breed always willing to lend a hand. Our thoughts and prayers go out to Garry at this time and cherish all of the memories made.
Monday, April 7, 2025
Our deepest sympathies to Garry and the Smart family on your loss. Sheila will not only be missed by family and friends but also by fellow Limousin breeders who valued her time and enthusiasm for our breed. Condolences from Ferdinand and Anita Haupt with family.
Monday, April 7, 2025
Garry and family
I am saddened and sorry to learn of your loss. Sheila was a wonderful friendly person that I was happy to call a friend. Cherish your memories of your time spent with her.
Sending hugs
Shirley Steed
Monday, April 7, 2025
Garry, I am so sorry for your loss. Sheila was amazing women I loved our talks every 2 weeks when I came out to the house, she will be missed by so many
Monday, April 7, 2025
I am devastated that my cousin, Sheila, will no longer grace the family gatherings that I get to attend once a year. Such a loss to Garry, her siblings and all of her many friends in Meaford and beyond.
With sorrow,
Glenda Mattes
Boston, MA
Monday, April 7, 2025
Garry, so sorry to hear of Sheila’s passing. You were good neighbors and your custom work and my storage of machinery usually worked out fine. If you need any help please let us know
Monday, April 7, 2025
Our deepest sympathy to the Smart and Osborne families on the passing of Sheila. You are in our thoughts and prayers
Monday, April 7, 2025
Garry, we are so sorry to hear of Sheila passing. Our thoughts are with you at this difficult time time.
Monday, April 7, 2025
My sincere condolences Garry, and to all family members. Sheila was such a strong, kind, cheerful and caring person, I am sure she will be missed by anyone who ever knew her.
As a previous co-worker of Sheilas I fondly remember her always being willing to help, to share her knowledge and expertise. She truly cared for her clients and their needs, and was a pleasure to work with.
Monday, April 7, 2025
Dear Garry:
Such sad news. The last time we chatted was about 3 1/2 years ago at mom’s memorial service. Sheila was an awesome lady with a great smile. The two of you were truly blessed to work side by side in so many different ways over the years.
Monday, April 7, 2025
Garry and extended family George, Pauline, Ina, Tracey and families so very sorry for your loss. Sheila was a real special lady and she leaves a void. Hopefully the memories can help and heal.
Donna Jim and Morgan Shortt
Monday, April 7, 2025
We are so sorry for your loss Garry.
Sheila was such a pleasant person and enjoyable to be around. Through both church activities and fair activities, we had great chats and she was always willing to help however she could.
A wonderful memory of Sheila is the retirement party she organized when my brother Bill retired from the Royal Bank where he and Sheila worked together. Sheila went to a lot of work, and with the accolades towards my brother, I wondered if we were at the wrong party – just kidding. We knew she would put her complete best into the event, because that is how Sheila lived her life.
Knowing her, well enough, Sheila was one of those people who made life better for those around her –
a true blessing to all.
Our sincere condolences to all who cherished Sheila.
Sincerely,
Verna & Rick
Monday, April 7, 2025
To Garry and family, I am so sorry to hear of the loss of Sheila. She may have been the kindest woman I have ever met. Although this is a tough time, celebrate the 28 years you had together. May her smile live on within you!
With thoughts and prayers,
Deb Verbonac
Monday, April 7, 2025
Our deepest sympathy to all on the passing of Sheila. She will be greatly missed by all.
Monday, April 7, 2025
Our sincere sympathy goes out to you and all the family at this time as you have lost a great wife Sheila was always the same no matter where you met her. I am sure you have great memories to cherish and know you will cherish each and everyone of them God Bless
Monday, April 7, 2025
Garry and family,
Getting in touch with Sheila a couple of years ago was a great thing for me. It was so fun reminiscing about our years in Ripley. Thanks to Sheila a group of friends who went to school together from Kindergarten to grade 12 or 13 were able to meet last summer after decades apart. I was so grateful to her for setting that up! We were able to pick up right where we left off and it’s one of my fondest memories from last summer. I was grateful to see where you lived and spend a few hours with Sheila in February. She was one of the kindest people I knew and will be missed. Our thoughts and prayers are with you.
Monday, April 7, 2025
Gary and extended family.
I send my heart felt condolences at your time of grief. Sheila was an amazing member of our Crazy Eights and OAC 89. Kicking’ Ass was our motto and I know she lived life to the fullest.
Monday, April 7, 2025
Garry and all the family:
My deepest sympathy to all you on the loss of our dear Sheila.In our limousin family there is not one other person who is as welcoming, knowledgeable,caring and willing as Sheila always was in so many facets of our breed.She will be dearly missed
Monday, April 7, 2025
Garry, our deepest sympathies.
Sincerely, Brian and Linda Hastie
Monday, April 7, 2025
My first memory of Sheila was at RBC in Hanover, when we’d visit Uncle Glen at work when we were kids. I remember he giving us suckers if she caught us during our visit. Then growing up, we’d see you both at Fairs in Owen Sound, Meaford and Rocklyn, always volunteering and doing whatever needed to be done. She was one of those people who was always there serving her community. Thinking of you Garry, I’m so sorry for your loss.
Monday, April 7, 2025
Garry Our Deepest Sympathy, so sorry to hear of your loss
Monday, April 7, 2025
So sorry for your loss Garry. Cherish your memories. Dave and Myrna.
Tuesday, April 8, 2025
Garry & Family So very sorry for your loss. Shelia was an amazing person in many ways. May your precious memories help you through this difficult time.
Ron & Rose McCausland
Monday, April 7, 2025
Mark and Donna Campbell and family; Garry our deepest sympathy of your loss of Sheila she was a very special person
Monday, April 7, 2025
Our most sincere condolences to you, Garry, and all your family at this time of Sheila’s passing.
Sheila was always so pleasant and such a great help with reviewing our policies at Cooperators.
She will be missed but never forgotten.
Monday, April 7, 2025
Garry and families; our sincere condolences to you all at this difficult time, cherish your memories and hold them close .
Monday, April 7, 2025
Sending our sincere sympathies to Garry, Ina, Tracy & Mike, George & Pauline and family.
We are saddened to hear of Sheila’s passing – she was such a friendly person and always took the time to smile and chat. We will keep her and all of you in our prayers.
Kay, Teresa & Jason and family
Monday, April 7, 2025
Dear Garry,
My deepest condolences. She is truly one of the nicest people I have ever met and was a pleasure to work with. She always put the welfare of people above everything else. So conscientious in her work. She had a joyful laugh and laughed often. She told me the way she got you to travel was to have cows involved, a win win! My heart goes out to you Garry.
Monday, April 7, 2025
Garry,
My sincere condolences for your loss. Sheila was a wonderful person and will be greatly missed.
Monday, April 7, 2025
Garry and family,
Terry and I send our heartfelt condolences to you on the loss of Sheila. She was a great classmate and friend who will be truly missed. I was so glad I got to have a lengthy conversation with her at our 35th reunion last year. Thinking of you.
Sandra and Terry O’Neill
Monday, April 7, 2025
So sorry to hear of Sheila’s passing . She was a devoted person to the agricultural community. Sending our heartfelt condolences.
Monday, April 7, 2025
Garry and your extended family:
So sorry to hear of Sheila’s passing. We always enjoyed our conversations with Sheila. She was so kind and gave so much to the community. She will be missed by many but cherish the memories of good times together.
Monday, April 7, 2025
Our sincere sympathies Garry. We have fond memories of interesting conversations, such a caring intelligent lady. Everyone shares your loss. Ian and Bonnie Hamilton
Tuesday, April 8, 2025
Sincere condolences Garry.
Tuesday, April 8, 2025
Garry and Family
Our deepest condolences to you and your family. Sheila spent many days with me early in my career with the bank. Her commitment to her clients and passion for agriculture was contagious. I know how much she enjoyed her community and helping farmers.
Tuesday, April 8, 2025
Deepest Condolences of the passing of Sheila. Wonderful lady to chat too. Garry your missing your life partner but you have her cherished memories.
Tuesday, April 8, 2025
Garry and Family,
My thoughts are with all of you during this difficult time. I worked with Sheila for many years at RBC and very much enjoyed our time together as colleagues. My sincere condolences.
Tuesday, April 8, 2025
Deepest sympathy to the Smart and Osborne families and friends. Sheila was at a young age caring, and wonderful friend to have in elementary school. And in high school would go out of her way to help me with math before test. Sheila was very knowledgeable in whatever she did. Last year we were blessed to meet with others from the school days and it was like there was no time lapse.
Hope the memories of Sheila will help with sadness of her passing.
Angela Edisbury
Tuesday, April 8, 2025
Our sincere condolences to Garry and all the family… Ina, Tracy, Mike and Alex, George and Pauline and family. Sheila was such a special lady . Always a smile. You will all have many wonderful memories of your times together Sending love and hugs
Tuesday, April 8, 2025
We would like to pass on our condolences to Garry and Family.
Tuesday, April 8, 2025
So sorry to hear of Sheila passing
Nida and Grant McMurchy
Tuesday, April 8, 2025
Dear Garry,
I was blessed to have Sheila join our team a number of years ago when we needed someone with a background and “love” for Agricultural business. It did not take long for clients to build a relationship of trust with Sheila. Very grateful for the support you provided her during those years. Many farm clients benefited from her calm, and caring spirit; full of knowledge and competence.
Even on a bad day, Sheila was always thinking of others…How is your mom & dad doing? She would comment.. bring your dad over to see our new barn..
Lots of memories! May they bless you going forward and keep a smile on your face.
Thinking of you
Sincerely,
Jeff & Shelley Elford
Tuesday, April 8, 2025
Garry and family, and the Osborne family. My condolences to all of you. So sorry to hear of Sheila’s passing. I worked for many years at RBC Hanover with Sheila, with very fond memories.
Tuesday, April 8, 2025
Garry and Family and the Osborne Family:
Please accept my sincere condolences. Sheila was part of our wonderful Agricultural Team here in Hanover for many years and I was able to support her and her clients during her tenure. I will always remember her smile and giggle. So very saddened to hear of her passing at such a young age!
Tuesday, April 8, 2025
Garry and family,
We are so sorry for your loss. Sheila was a wonderful person and a great member of many different communities. She left a lasting impression on everyone she met, including myself. I’ll always remember her patience, kindness and positivity.
We are thinking of you during this difficult time.
Mark and Alison Bassingthwaite
Tuesday, April 8, 2025
Dear Gary
It is with the deepest sorrow to learn that Sheila has passed away. She fought a fierce battle and touched the lives of so many. May you find comfort in the loving memories that you shared together.
Sincerely
Alan and Jo-Ann
Tuesday, April 8, 2025
To the Smart & Osborne familys you have our deepest sympathy at this time of your loss , remember the good times .
Tuesday, April 8, 2025
Our deepest sympathies to the Osborne family on the loss of their loved one. The Colling family had been a very long time neighbour to the Osborne’s on the 4th of Huron township.
Tuesday, April 8, 2025
Thinking of you all at this difficult time. Shelia was a welcoming person with so much to share with her family, friends and community.
Wednesday, April 9, 2025
I had the wonderful privilege of working with Sheila at Libro. She was always smiling, full of warmth, and so full of knowledge and support for those needing it. We will deeply miss her at Libro, and we are thinking of her family during this time.
Wednesday, April 9, 2025
Garry
We wish to extend our heartfelt sympathy to you and your extended family at this most difficult time.
Sheila will be deeply missed by her family and the agricultural community
Bob & Leone, Brian, Jen & Hailey Allan
Wednesday, April 9, 2025
Garry and family
So sorry to hear about Sheila passing. Condolences to everyone.
Wednesday, April 9, 2025
Our condolences to Garry and everyone who are grieving this loss.
Larry Emmerson and Family
Wednesday, April 9, 2025
Garry
Barry and I would like to send our sincere condolences at this difficult time.
Barry and Linda Holden.
Wednesday, April 9, 2025
Garry, We are both very sorry to hear of Sheila’s passing. Her absence will be felt in so many ways! We wish you much courage for the road ahead. With caring thoughts, Vern and Shirley
Wednesday, April 9, 2025
To the Osborne and Smart Families,
Shelia and I met and became friends many years ago in Kindergarten.
Memories of those early years surfaced at a gathering she organized last summer . It had been many years since seeing her. I was thankful for the opportunity to remember, laugh and share a meal with elementary school friends. Sheila was the same – kind, welcoming and supportive. I am grateful to have known her.
My sincere condolences for your loss,
Michele Burnett
Thursday, April 10, 2025
Today (April 10) will be a hard day for Garry and the Osborne family as they say good-bye to Sheila. We will be thinking of you and sending our sympathy and support.
Thursday, April 10, 2025
Garry.
Barry and I would like to send our sincere condolences at this difficult time.
Thursday, April 10, 2025
Gary & Family,
Our most sincere condolences to all of you during this difficult time. We were so saddened to hear of Sheila’s passing. After working with Sheila at RBC for many years, it was very clear that she was extremely passionate about the AG industry and supporting her farm clients with their business goals and dreams. Sheila identified firsthand with her clients and was always a strong advocate for them. Most of all, Sheila was a very kind person who always acted on a foundation of strong integrity and embedded rural community values. I really enjoyed working with Sheila on a professional level and valued her friendship. She will be missed.
Glen & Cathy Abercrombie
Thursday, April 10, 2025
So very sorry to hear of Sheila’s passing. She was a lovely, hardworking asset to the community and will be missed. Sincere condolences to Gary, Joyce, Joan and Kevin and families.
Thursday, April 10, 2025
We wish to extend our heartfelt condolences on the passing of Sheila. She will be dearly missed. Thinking of you all. With love always Dean & Anna Vincent and family
Thursday, April 10, 2025
Dear Garry and Family:
So very sorry to hear of Sheila’s passing. Our paths crossed many years ago and we soon became friends. She helped so many with her beautiful smile and her soft but very wise words. Her dedication to her family, friends and our agricultural industry were outstanding examples to all those who were fortunate enough to know Sheila.
Like all of you, we will miss her dearly.
Sending deepest sympathy.
Cathy Lasby
Thursday, April 10, 2025
Sorry for your loss, Our deepest Sympathy, thinking of you at his sad time
Thursday, April 10, 2025
We are deeply saddened by the passing of Sheila. She was a dedicated and valued member of our team whose warmth, professionalism, and positive spirit touched us all.
I extend our heartfelt condolences to Garry and family. She will be truly missed from her colleagues at Libro.
Thursday, April 10, 2025
Garry and Family
Our sincere condolences on your loss of Sheila. She was an inspiration to many.
May time ease your sorrow and memories bring you peace.
Thursday, April 10, 2025
Garry and Extended family,
Those we hold closest to our hearts never truly leave us. They live on in the kindness they shared and the love they brought into our lives. This truly reflects the Sheila that we got to know and love through our years of friendship.
Wishing you peace to bring you comfort, courage to face the days ahead and loving memories to forever hold in your hearts.
She will be forever missed and we extend our heartfelt condolences to you all.
Sean & Deena
Friday, April 11, 2025
Garry, so sorry to hear about your wife’s passing. I just wanted to send my condolences. It has been a long time since we have seen each other. I am Gordon Taylor’s daughter. He always spoke so highly of your parents. Take care.
Friday, April 11, 2025
Garry, Condolences in the passing of Sheila.
Tom & Lynn
Friday, April 11, 2025
Garry I am so sorry to hear of the loss of a fabulous lady. Sheila was working at RBC and I was working at Lloyd Hutton Transport. Over many years it was like a work friendship. You will be missed by many
Saturday, April 12, 2025
Garry
Our deepest condolences to you at Sheila’s passing. We have fond memories of being neighbours for so many years. Sheila was a beautiful woman- inside and out.
Saturday, April 12, 2025
Garry, I am so sad to hear this. We kept saying we would get together to catch up.
Unfortunately over the last year, I have been fighting breast cancer. I thought of her often and missed our chats when we worked together.
My condolences to you, Ina, Tracy & Mike, Pauline & George and families as well as the Osbourne family
Sunday, April 13, 2025
Joyce & Kevin,
We extend our sympathy in the loss of your sister Sheila.
Wednesday, April 16, 2025
Garry, our deepest sympathies in the passing of Sheila. You are in our thoughts through this difficult time. Cherish her memories as they live on forever.